your 2023 medical plan options
Bed Bath & Beyond Inc. offers three medical plan choices administered by Aetna (and Kaiser Permanente, where available) as well as a 4th plan option Centivo Partnership Plan (available in some areas).
- Copay Plan
- $1,750 Deductible Plan with HSA (you must open an HSA)
- $2,500 Deductible Plan with HSA (you must open an HSA)
- Centivo Partnership Plan (available in some areas)
- Scroll down for more information on this plan.
Each Aetna Plan offers in- and out-of-network benefits. You save when you visit in-network providers. Use the provider-look-up tool on our enrollment website to see in-network providers local to you.
Kaiser Permanente, which offers only in-network benefits (except for emergencies), may be also available in select markets, including parts of California, Colorado, Georgia, the Mid-Atlantic and the Northwest (including some areas of Oregon and Washington).
High quality at lower costs: the Centivo Partnership Plan
The Centivo Partnership Plan is available in certain areas within CT, FL, MI, NJ, NY, PA, TX, and WI. This plan offers FREE primary care physician visits and predictable costs through copays for specialists, outpatient and in-patient care, with no deductible. The plan covers in-network services only (except in the event of a true emergency).
The Centivo Plan offers an especially high level of primary care, where a team of top providers will get to know you and your healthcare needs, and will help you navigate the healthcare system. If you live in an eligible area, consider this plan if you are looking for high-quality, local primary care at no costs for office visits, and predictable costs (copays) for all other care, with no deductible to meet or surprise charges.
Prescription Drugs (under all of the Aetna and Centivo plans)
The Aetna and the new Centivo Partnership Plan options provide pharmacy benefits through OptumRx. You will receive a separate ID card from OptumRx for the pharmacy plan. You can purchase your prescriptions from one of the 65,000 network retail pharmacies in the U.S. for up to a 30-day supply or by OptumRx® Home Delivery or at a local CVS Pharmacy for your maintenance medication needs (up to a 90-day supply).
*Kaiser Permanente offers prescription drugs through Kaiser.